My Finacial Life as a Game

Kei = 1
Kei uses steel guard
Work casts pay-check
Life charges monthly payments 3
Kei = 201
Kei uses steel guard
Work casts pay-check
Life charges monthly payments 2
Kei = 401
Kei uses steel guard
Work casts pay-check
Life charges monthly payments 1
Kei = 601
Kei uses steel guard
Work casts pay-check
Life fires monthly payment!
Kei = 1
Repeat...